Followed 156 TimesTop FollowedNASDAQ:SOFI SoFi Technologies (SOFI) Stock Price, News & Analysis $24.23 +0.46 (+1.94%) Closing price 08/18/2025 04:00 PM EasternExtended Trading$24.26 +0.03 (+0.12%) As of 05:39 AM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About SoFi Technologies Stock (NASDAQ:SOFI) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get SoFi Technologies alerts:Sign Up Key Stats Today's Range$23.41▼$24.2350-Day Range$14.09▼$24.2352-Week Range$6.75▼$25.11Volume45.22 million shsAverage Volume73.26 million shsMarket Capitalization$29.01 billionP/E Ratio50.48Dividend YieldN/APrice Target$18.29Consensus RatingHold Company Overview SoFi Technologies, Inc. provides various financial services in the United States, Latin America, and Canada. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money. It offers personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform with financial services customers. In addition, it provides SoFi Money offers checking and savings accounts, debit cards, and cash management products; and SoFi Invest, a mobile-first investment platform that provides access to trading and advisory solutions, such as investing and robo-advisory. Further, the company offers SoFi Credit Card that provides cash backs on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect, which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and sells loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California. Read More SoFi Technologies Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks52nd Percentile Overall ScoreSOFI MarketRank™: SoFi Technologies scored higher than 52% of companies evaluated by MarketBeat, and ranked 1285th out of 1,884 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.1 / 5Analyst RatingHold Consensus RatingSoFi Technologies has received a consensus rating of Hold. The company's average rating score is 2.24, and is based on 6 buy ratings, 11 hold ratings, and 3 sell ratings.Amount of Analyst CoverageSoFi Technologies has been the subject of 14 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about SoFi Technologies' stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth103.85% Earnings GrowthEarnings for SoFi Technologies are expected to grow by 103.85% in the coming year, from $0.26 to $0.53 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of SoFi Technologies is 50.48, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 28.67.Price to Earnings Ratio vs. SectorThe P/E ratio of SoFi Technologies is 50.48, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.54.Price to Earnings Growth RatioSoFi Technologies has a PEG Ratio of 2.94. PEG Ratios above 1 indicate that a company could be overvalued.Price to Book Value per Share RatioSoFi Technologies has a P/B Ratio of 4.07. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.Read more about SoFi Technologies' valuation and earnings. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted9.57% of the float of SoFi Technologies has been sold short.Short Interest Ratio / Days to CoverSoFi Technologies has a short interest ratio ("days to cover") of 1.6, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in SoFi Technologies has recently decreased by 15.99%, indicating that investor sentiment is improving significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldSoFi Technologies does not currently pay a dividend.Dividend GrowthSoFi Technologies does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted9.57% of the float of SoFi Technologies has been sold short.Short Interest Ratio / Days to CoverSoFi Technologies has a short interest ratio ("days to cover") of 1.6, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in SoFi Technologies has recently decreased by 15.99%, indicating that investor sentiment is improving significantly. News and Social Media3.4 / 5News Sentiment1.05 News SentimentSoFi Technologies has a news sentiment score of 1.05. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.93 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 29 news articles for SoFi Technologies this week, compared to 33 articles on an average week.Search Interest321 people have searched for SOFI on MarketBeat in the last 30 days. This is an increase of 22% compared to the previous 30 days.MarketBeat Follows150 people have added SoFi Technologies to their MarketBeat watchlist in the last 30 days. This is an increase of 55% compared to the previous 30 days. Company Ownership0.8 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, SoFi Technologies insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $4,043,240.00 in company stock.Percentage Held by InsidersOnly 2.60% of the stock of SoFi Technologies is held by insiders.Percentage Held by InstitutionsOnly 38.43% of the stock of SoFi Technologies is held by institutions.Read more about SoFi Technologies' insider trading history. Receive SOFI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for SoFi Technologies and its competitors with MarketBeat's FREE daily newsletter. Email Address SOFI Stock News HeadlinesHow Did Peter Thiel-Backed Crypto Exchange Bullish's IPO Go? (SOFI)Bullish is the latest crypto-themed company to go public in 2025. But its diversified crypto products aimed at institutional investors make it stand out.August 14, 2025 | marketbeat.com3 Surprising Earnings Winners Changing Their Market NarrativeDon't call it a comeback! These three stocks are defying their market narratives and crafting comebacks. Can the rally continue in these beaten-down names?August 4, 2025 | marketbeat.comHe Called Nvidia at $1.10. Now, He Says THIS Stock Will…The original Magnificent Seven returned 16,894%—turning $7K into $1.18 million. Now, the man who called Nvidia at $1.10 reveals AI’s Next Magnificent Seven… including one stock he says could become America’s next trillion-dollar giant. | The Oxford Club (Ad)4 Fintech Growth Stocks to Buy With $260 and Hold Forever2 hours ago | fool.comSoFi Technologies: Shares Aren't Done Rising YetAugust 18 at 9:15 AM | seekingalpha.comWhat SoFi Technology's Latest Earnings Mean for Long-Term InvestorsAugust 18 at 7:10 AM | fool.comCould Buying SoFi Stock Today Set You Up for Life?August 17 at 8:12 AM | fool.comBetter Fintech Stock: Upstart vs. SoFi TechnologiesAugust 17 at 5:05 AM | fool.comSee More Headlines SOFI Stock Analysis - Frequently Asked Questions How have SOFI shares performed this year? SoFi Technologies' stock was trading at $15.40 at the beginning of 2025. Since then, SOFI stock has increased by 57.3% and is now trading at $24.23. How were SoFi Technologies' earnings last quarter? SoFi Technologies, Inc. (NASDAQ:SOFI) announced its earnings results on Tuesday, July, 29th. The company reported $0.08 EPS for the quarter, beating analysts' consensus estimates of $0.06 by $0.02. The company's revenue for the quarter was up 42.8% compared to the same quarter last year. Read the conference call transcript. Who are SoFi Technologies' major shareholders? SoFi Technologies' top institutional shareholders include Vanguard Group Inc. (9.07%), Geode Capital Management LLC (1.73%), State Street Corp (1.68%) and Jane Street Group LLC. Insiders that own company stock include Anthony Noto, Robert S Lavet, Christopher Lapointe, Jeremy Rishel, Aaron Webster, Magdalena Yesil, Webb Lauren Stafford, Kelli Keough, Chad M Borton, Eric Schuppenhauer, Bashir Ruzwana, Qatar Investment Authority and Iv (Gp) LLC Slta. View institutional ownership trends. How do I buy shares of SoFi Technologies? Shares of SOFI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of SoFi Technologies own? Based on aggregate information from My MarketBeat watchlists, some other companies that SoFi Technologies investors own include Symbotic (SYM), JPMorgan Nasdaq Equity Premium Income ETF (JEPQ), Digital Turbine (APPS), ChargePoint (CHPT) and CrowdStrike (CRWD). Company Calendar Last Earnings7/29/2025Today8/19/2025Next Earnings (Estimated)11/04/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - MISC SVCS Sub-IndustryBanking Current SymbolNASDAQ:SOFI CIK1818874 Webwww.sofi.com Phone855-456-7634FaxN/AEmployees5,000Year FoundedN/APrice Target and Rating Average Price Target for SoFi Technologies$18.29 High Price Target$26.00 Low Price Target$12.00 Potential Upside/Downside-24.5%Consensus RatingHold Rating Score (0-4)2.24 Research Coverage21 Analysts Profitability EPS (Trailing Twelve Months)$0.48 Trailing P/E Ratio50.48 Forward P/E Ratio93.19 P/E Growth2.94Net Income$498.67 million Net Margins18.38% Pretax Margin10.33% Return on Equity4.44% Return on Assets0.78% Debt Debt-to-Equity Ratio0.57 Current Ratio0.80 Quick Ratio0.14 Sales & Book Value Annual Sales$2.67 billion Price / Sales10.85 Cash Flow$0.40 per share Price / Cash Flow60.45 Book Value$5.96 per share Price / Book4.07Miscellaneous Outstanding Shares1,197,450,000Free Float1,166,316,000Market Cap$29.01 billion OptionableOptionable Beta1.93 Social Links Reduce the RiskMarket downturns give many investors pause, and for good reason. Wondering how to offset this risk? Enter your email address to learn more about using beta to protect your portfolio.Get This Free Report This page (NASDAQ:SOFI) was last updated on 8/19/2025 by MarketBeat.com Staff From Our PartnersTrump’s national nightmare is herePorter Stansberry and Jeff Brown say a new U.S. national emergency is already underway — and it could trigger ...Porter & Company | SponsoredAlex’s “Next Magnificent Seven” stocksThe original “Magnificent Seven” turned $7K into $1.18 million. Now, Alex Green has identified AI’s Next Ma...The Oxford Club | SponsoredBONUS GUIDE - Ben Stein Prepares For the Next Financial CrisisWith inflation high, debt soaring, and global tensions rising, a financial storm may be brewing. 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